A Better Combined Ratio

[TSOH Investment Research]

This was a great read, thank you Andy!

[Andy]

Thanks!

[Irnest Kaplan]

Great write-up, thank you Andy !

[Andy]

Thanks, Irnest!

[Conor Mac]

Jesus, great stuff sir.

[Andy]

Thanks, Big Mac!

[Anshul Puri]

This is really well written

[Andy]

Thanks, Anshul!